Be the “Go-to” Broker for Moving & Storage Risks

100% broker retention is one of our proudest validations of our commitment to partnership. We provide end-to-end support for our program to enable you to unlock your full potential in this class of business. We work exclusively through independent insurance brokers.

Our 30 years of uninterrupted niche underwriting expertise gives brokers the competitive advantage: Unlike other insurers, we welcome diverse risks because we can leverage our team of established industry experts, AM Best rated A- carrier partner, and decades of proven results to offer customized solutions. We have the longest-standing “A” Rating in the industry, and are dedicated to being a leader within this specialty niche for the long haul.

MOVER’S CHOICE is the only program offering all-lines coverage along with added-value resources, including an online loss control platform.

We use proprietary forms and enjoy an exclusive underwriting relationship with a single “A-“ AM Best rated insurance carrier that is only available through MOVER’S CHOICE.

We have been insuring moving and storage operations since 1994. Our underwriters average 15 years of experience in moving and storage, meaning they understand the nuances of this specialty segment: release valuations, replacement costs, depreciated values and declared values. Our dedicated claims team puts specific moving and storage knowledge to work for our insureds’ claims.

Our program is available in the contiguous U.S. (lower 48 states)

We belong to the same associations as our customers.

Marketing Resources

Download our program overviews, claim reporting guide and informational PDFs to share with your Moving and Storage accounts:

MOVER’S CHOICE Insurance Program Highlight Sheet
Workers’ Compensation Program Highlight Sheet
Gen Z Program Highlight Sheet
Claims Reporting Highlight Sheet
ePay Policy Highlight Sheet
National Dividends Program Highlight Sheet

Applications

Applications for your Moving and Storage clients.

Applications

Getting Started

New to MOVER’S CHOICE? Become an appointed broker.

Appointments

Broker of Record Procedures


Important Changes in effect as of March 1st, 2025: Broker of Records (BORs) received with INCOMPLETE submissions will have 24 hours to provide the remaining information to make the submission complete. If the submission is not complete after 24 hours, the BOR and submission will be declined without reconsideration. BOR’s will no longer be accepted if received within 15 business days from the effective date of the policy. 

MOVER’S CHOICE has established the following procedures to clarify the Broker of Record process being used in our underwriting department. In all four scenarios below a complete submission must have been received from the initial broker to block our market. In turn, the newly requested agent providing the broker of record letter must provide a complete submission to validate the change in brokers. Broker of Record Letters will not be accepted under any circumstance on submissions that have had a premium quotation released from our office. Mid-Term Broker of Record letters will not be accepted until all binding documentation and binding deposits have been received from the incumbent Broker.

Definition of a Complete Package Submission: MOVER’S CHOICE Supplemental application, ACORD Application for All Lines, Vehicle Schedule, Drivers List with MVRS, 5 Years of Loss History, and Annual Financial Statement (Balance Sheet or P&L Statement).
*All required information on each form must be provided

Definition of a Complete Worker’s Compensation Submission: MOVER’S CHOICE Workers’ Compensation Supplemental Application, ACORD Commercial Application 125, ACORD Workers’ Compensation Application, 5 Years of Loss History, Experience Modification Worksheet, and a Annual Financial Statement.
*All required information on each form must be provided

Definition of Appointed Broker: MOVER’S CHOICE has received the completed Agency Supplemental Application, Current Agency State Insurance License which is valid and current, and a copy of the Brokers E&O Insurance Declaration Page or a certificate of insurance showing E&O Coverage that is current. Agent must have signed Agency Agreement on file between the appointed broker and Paul Hanson Partners. The Appointed Agent must have a minimum of $300,000 in premium volume with the MOVER’S CHOICE Program before we will accept a Broker of Record from any appointed agent.

A complete submission with a Broker of Record letter is received by a currently appointed broker (see definition above) on an account with an effective date more than 15 days from renewal and MOVER’S CHOICE has not released a quotation. The original broker will be notified that they have up to 5 days to rescind the Broker of Record, otherwise the quotation will be released to the new broker. If, during this 5 day rescinding period, underwriting prepares a quotation, it will be released to the newly assigned broker.

A complete submission with a Broker of Record letter is received by a currently appointed broker (see definition above) on an account with an effective date fewer than 15 days from renewal and MOVER’S CHOICE has not released a quotation. The original broker will be notified that they have up to 5 days to rescind the broker of record, but due to the timing of the request, a quotation could be issued to the newly appointed broker.

Quoted Account with Active Policy — A complete submission with a Broker of Record letter is received by a currently appointed broker (see definition above) on an account that has already been quoted but has not reached its effective date. In this situation the Broker of Record will not be valid.

Mid-Term Broker of Record Request — A complete submission with a Broker of Record letter, or a Broker of Record letter without a submission is received by a currently appointed broker (see definition above) on an account that has already been bound and is past its effective date. In this situation, the original broker will be notified that they have up to 5 days to rescind. In this scenario the new broker will not be paid the commission on the account but will be required to service the account, and the original broker will receive the commission and will not be required to service the account. Commission to the new broker will not occur until renewal. In addition, MOVER’S CHOICE will not allow the new broker to cancel or re-write this policy for any reason that will result in commission payment to new broker on the account.