Movers! Think twice before purchasing a private passenger vehicle in the company name. We think it is wonderful when an owner decides to purchase a vehicle for their significant other or family member as a surprise gift. We understand that there is a long held belief that there is a significant tax right-off when adding…
Difference between Standard Mover and a Day Mover
Over the years, my experience as an underwriter has demanded many, many conversations with Insurance professionals, as well as Movers, regarding the differences between a “Day Mover” and “Standard Mover”. Though, there are many differences that I’ll note below, the easy answer to this question is a Standard Mover Day has a warehouse to store…
Working with Your Movers to Ensure Proper Coverages
It is safe to say, there is no “standard” moving and storage agent. Historically, the typical mover usually moved personal goods (HHG) and in most cases, the perspective of the general public is based on that concept – “a mover is a mover”. As anyone who works in the moving and storage (M&S) insurance area…
Advice of Coverage Versus All Risk Certification
In the transportation industry there are many minute details when it comes to coverage options and if you have not worked closely with it, it can become a little daunting to fully understand. I’ve worked in the insurance sector of the transportation industry for many years and have had many conversations with different brokers, one…
Avoiding the Workplace Stress Train
I was once told by a mentor of mine that anxious thoughts can be like a train and that once you are on that train, it can be hours or days before you are able to get off at the next station. So imagine, you are standing there at the station and see that the…
Safe Lifting in your Power Zone
In my experience, one of the most prevalent claims in Workers’ Comp is back injuries. It is important that businesses teach safe lifting techniques throughout an employees’ employment at their company. Safe lifting practices are easy to learn and remember, and greatly reduce injuries! The Safe Lifting Zone, also known as the Power Zone, is…