Underwriting

Typically, we can issue a binder on the same day.

Your office can issue certs after receiving a copy of the binder, but if there is any special wording, then we must approve the cert. MOVER’S CHOICE handles all the filings.

The broker is responsible for issuing the certificate of insurance to the van line. MOVER’S CHOICE will provide specialized endorsements to the broker to attach to the certificate.

Valuation Coverage is a contract between the customer and the moving company. All Risk Cargo/Warehouse Insurance is a contract between the customer and the insurance company. Learn More

To request loss runs, please send an email to Claims@MoversChoiceIns.com. If you are not an appointed broker or the broker on file, the loss runs will be sent to the insured only.

Yes, we can issue interstate (ICC) as well as state-specific Auto and Cargo filings for risks that qualify.

Yes, with underwriting approval. The following additional information will be needed:

  1. Name of the additional insured.
  2. Does the insured have an auto exposure and do they have appropriate coverage in place?
  3. What is the operation of the additional insured and how does it relate to the named insured?
  4. Does the request for an additional insured fit with the named insured’s operations?

We can include blanket additional loss payees but not additional insureds.

The MOVER’S CHOICE Program can only write a trucking risk if it is a small percentage of the overall moving operation. However, we can consider trucking risk in our BizCHOICE Transportation Program. For more information visit www.bizchoiceins.com.

The Advice of Coverage is limited to $250,000 per certificate issued or the per truck cargo limit, whichever is less. If the truck is in storage, then $250,000 is the limit per the Advice of Coverage Certificate. The insured will need to determine if they have the correct total limit on their warehouse storage value.

Click Here to learn the difference between a hold harmless agreement and waiver of subrogation.

Applications & Contact Emails

Please contact Brandon Laam: BrandonL@MoversChoiceIns.com.

Payments & Billing

The Direct Bill Pay Plan is offered on accounts of any size. We no longer require premium financing, but we will accept financing through March 2025.

20% down, due at binding, plus nine (9) installments serviced directly by MOVER’S CHOICE throughout the policy term. Any endorsements added throughout the policy term will be added to the remaining installments.

Down payments may be paid one of two ways:

  1. By check, payable to Paul Hanson Partners and mailed to 222 Gateway Rd. W, Napa, CA 94558
  2. Online through ePay (an account is not required).

The down payment (initial binding deposit) is due at binding. While the billing plan is new, our binding requirements remain unchanged.

No. An ePayPolicy account is only required if you want to set up recurring payments. Download our ePayPolicy How-To-Guide

No. Currently these features are not available, but will be coming soon.

No. The broker cannot view insured payments on ePayPolicy.

The first installment is due one month after the policy effective date. Our office will send the invoice directly to your insured and collect the premium due. The binding deposit remains the responsibility of the broker to collect and remit to our office in order to bind coverage.

On the 25th of the month following receipt of payment from the insured.

It is a stipulation of our program administrator agreement and is not negotiable.

Absolutely, this is the preferred method. Please email Accounting@MoversChoiceIns.com to request the form.